At Río Hondo College, we’re committed to your well-being—on and off campus. Our employee benefits are designed to support you and your family every step of the way. We offer District paid medical, dental, vision, life insurance, and an employee assistance program. Retirement is earned through either the Public Employee’s Retirement System, CalPERS (that is also integrated with Social Security) or State Teacher’s Retirement System, CalSTRS. Select a category below to learn more.
Your Employee Benefits Overview
Discover the full range of benefits available to you as a Río Hondo College employee — from comprehensive medical, dental, and vision coverage to retirement planning, mental health support, and more. Watch this short video for a complete walkthrough.
Covered California
Covered California is where Californians can get brand-name health insurance under the Patient Protection and Affordable Care Act. It is the only place where you can receive federal premium assistance to help purchase health insurance from a variety of carriers.
CoveredCA.com is sponsored by Covered California and the Department of Health Care Services, which work together to help health insurance shoppers get the coverage and care that are right for them.
Credit Unions
Credit Union of Southern California (CU SoCal)
Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange, Los Angeles, Riverside, and San Bernardino Counties to reach their goals and build strong financial futures.
CU SoCal provides convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards.
SchoolsFirst Federal Credit Union (SFFCU)
Having served school employees for more than 80 years, SchoolsFirst Federal Credit Union (SFFCU) understands the financial challenges educators face. SFFCU’s products and services are designed with school employees in mind — lower-cost, higher-quality offerings where your character counts more than your credit score.
Unlike a bank, SFFCU does not work for profit — they work for their members, returning earnings in the form of lower loan rates and low or no fees.
Dental — Delta Dental PPO
Group Numbers
- Faculty 22204-01211
- Classified 22204-01214
- Management-Confidential 22204-01212
Incentive Plan Details
Delta Dental pays 70% of the PPO contract allowance for covered diagnostic, preventive, basic, and cast/crown services during the first year of eligibility. The coinsurance percentage increases by 10% each year (to a maximum of 100%) for each enrollee who visits the dentist at least once during the year. If an enrollee does not use the plan during the calendar year, the percentage remains at the level attained the previous year. If an enrollee becomes ineligible and later regains eligibility, the percentage drops back to 70%.
Documents & Resources
Employee Assistance Program
How the EAP Helps You
When facing personal problems, the first step is often the hardest. TELUS Health counselors listen and take action toward finding solutions — including up to three face-to-face mental health visits, negotiating health insurance benefits, or referrals to community resources for legal and financial services.
No-Cost, Confidential Support For
- Alcohol or Drug Addictions
- Anxiety
- Childcare
- Depression
- Eating Disorders
- Eldercare
- Family Conflict
- Financial or Legal Concerns
- Marital Difficulties
- Parenting Concerns
- Problem Gambling
- Relationship Problems
- Stress Management
Referrals & Resources
You can also receive information and listings for childcare and eldercare resources. TELUS Health counselors can refer you to self-help groups such as Alcoholics Anonymous or Gamblers Anonymous, and provide community financial and legal resources for debt management.
Claimant Assist Services
The Claimant Assist program offers special services to Long Term Disability claimants or Life Insurance beneficiaries at no charge. If you have Disability insurance coverage through NIS, Long Term Disability Claimant Services are available to guide and counsel claimants and their immediate family.
Flexible Spending Accounts
American Fidelity FSA
Plan Types
Contact — American Fidelity
Kyle Jennings, CA Lic. #OM48552
Wildomar Branch Office
(800) 365-9180
Life Insurance — Madison National Life
Coverage at a Glance
- Basic Life & AD&D (you): $50,000 — District paid, no reduction
- Supplemental Life (you): Increments of $5,000 up to $525,000 (not to exceed 5× annual salary). Reduces to 65% at age 65, 50% at age 70.
- Dependent Spouse Supplemental Life: Increments of $2,500 up to $250,000 (not to exceed 50% of your Supplemental Life)
- Dependent Child Supplemental Life: Options of $2,500, $5,000, or $10,000 (not to exceed 100% of your Supplemental Life). Terminates at child’s marriage or age 26.
Contact for Questions
National Insurance Services (NIS)
(800) 627-3660
Documents & Forms
Medical / Health Care
CalPERS Medical Plans
The District offers a wide variety of medical plans through CalPERS — seven HMO plans and three PPO plans.
2025–2026 Plan Documents
Enrollment Forms
Medicare
Affordable Care Act
Mental Health Resources
Support services and confidential resources are available through our Employee Assistance Program (EAP).
Employee Assistance Program (EAP) — TELUS Health
EAP Resources
LA County Mental Health Resources
Visit the LA County Department of Public Health — Mental Health Resources page for a full list of services.
Also visit their COVID-19 Mental Health and Resources page.
988 Suicide & Crisis Lifeline
Call or text 988 for 24/7 support. The 988 Suicide & Crisis Lifeline launched July 16, 2022. The original number (800) 273-8255 remains operational.
COVID-19 Tips from Life Works
Tax Shelter Annuities (TSA)
SchoolsFirst Federal Credit Union
To assist employees, a SchoolsFirst counselor visits the main campus Human Resources office every first Wednesday of each month.
Plan Documents
- Approved TPA Providers PDF
- SFCU Summary Plan Description PDF
- SFCU 403(b) Salary Reduction Agreement PDF
- SFCU 457(b) Salary Reduction Agreement PDF
- 2026 Universal Notification Letter 403(b)/457(b) PDF
- Retirement Plans for School Employees
Contact — Retirement Plan Advisor
Amber Gaitan
Retirement Plan Advisor, Member Retirement Planning
SchoolsFirst Federal Credit Union
Office: (800) 462-8328 x4116
Cell: (714) 628-6550
Vision — VSP
Group Numbers
- Faculty 40152770-0001
- Classified 40152770-0003
- Management/Confidential 40152770-0005
As a VSP member, you’ll receive access to care from top-rated eye doctors, quality eyewear, and affordability — all at low out-of-pocket costs.
Documents & Resources
Voluntary Insurance
AFLAC
- Accident Insurance
- Cancer Insurance
- Critical Illness Insurance
- Life Insurance
- Hospital Insurance
- Short-Term Disability Insurance
- Dental Insurance
- Vision Insurance
Representative
Sean Arens
Phone: (714) 798-3067
American Fidelity
- Accident Only Insurance
- Cancer Insurance
- Critical Illness Insurance
- Disability Income Insurance
- Life Insurance
- Retirement Solutions
Representative
Kyle Jennings, CA Lic. #OM48552
Account Manager — Southern California Branch Office
(800) 365-9180, ext. 359
The Standard
Representative
Lori Austin — Policy Administration Specialist
Phone: (971) 321-3982
Fax: (888) 414-0393