RHC participates in the Federal Direct Loan Program. A student must meet and maintain Satisfactory Academic Progress (SAP), as determined by Rio Hondo College, to borrow a Federal Direct Loan.
A student may borrow the following amounts according to units completed.
First Year Students (29 units or less)
Subsidized-$3500 for full academic year
Second Year Students (30 units or more)
Subsidized -$4500 for full academic year
First Year Independent* Students (29 units or less)
Subsidized – $3500 for full academic year
Unsubsidized-$6000 for full academic year
Second Year Independent* Students (30 units or more)
Subsidized -$4500 for full academic year
Unsubsidized- $6000 for full academic year
*A student is Independent if they meet one of the following criteria:
- 24 year of age or older
- Have legal dependents
- Wards of the Court
- Veteran of the U.S. armed forces.
Students interested in applying for a Federal Direct Stafford Loan need to complete the following:
- Attend a mandatory loan workshop. All loan workshop dates are located in the Calendar section of the financial aid webpage. Please note students are required to attend the loan workshop in its entirety and MUST arrive on time. No late arrivals permitted.
- Financial Aid file must be complete before your loan application is accepted. Your financial aid file is complete once you have received award notification from the Financial Aid Office and posted on your student portal.
- You must be enrolled and attending at least 6 units.
- You must have a Satisfactory Academic Progress status of “New” “Good” or “Warning”. Your Satisfactory Academic Progress status can be viewed on your AccessRio portal.
This federally funded program provides grants to needy undergraduates who have not already received a bachelor’s degree. Actual award amounts vary according to the student’s eligibility on the FAFSA and enrollment status. Applicants must be U.S. Citizens or eligible non-citizens and complete the FAFSA and other required supplemental materials. Applications for financial aid are available every January 1 of the new year.
Federal law restricts students to a lifetime limit of six full-time equivalent years of Pell Grant. The 6-year limit is based on full-time attendance. All semesters in which you have received a Pell Grant at any college count toward the 6-year limit.
FSEOG is designed to help undergraduates who demonstrate exceptional need (according to the federal formula). You will automatically be considered for this grant if you complete the FAFSA. To receive FSEOG, you must be eligible for the Federal Pell Grant. Funding is limited.
The Federal Work Study (FWS) program provides opportunities to students who have financial need and want to earn a part of their educational expenses through employment. Interested students are required to complete a FAFSA and other supplemental materials. Funds are extremely limited for FWS, so make sure you submit your FAFSA early, and indicate on your FAFSA application that you are interested in Federal Work Study respond quickly to any request for more information and/or corrections, and meet the SAP policy. Students must be enrolled in 6 or more units during Fall and Spring semesters.
State of California Programs
The Board of Governors Fee Waiver (BOGW) provides enrollment fee waivers for low income California residents and eligible AB 540 students attending community colleges. The BOGW waives the $46.00 per unit fee and the $1.00 student representative fee. Students may apply and quality for a BOGW by completing the FAFSA application or California Dream Act Application listing our school code (001269). In order for a student to be considered for a BOGW waiver, he or she must have a valid FAFSA application or California Dream Act Application in our system during the semester he or she is attending. If you pay your unit fees and then receive a BOGW waiver, you will receive a refund check sent to the address on file at Admissions and Records Department.
IF your BOGW is awarded AFTER the last day of the semester, you will not be eligible to receive a refund. No refunds will be issued after the end of the semester. No exceptions.
Cal Grant is a grant offered by the State of California and is open to California residents attending a college or university in California. The grant has an annual application deadline of March 2nd for the following academic year, and is based on both need, income and GPA. There is an additional deadline of September 2nd for California Community College only. Students must file both a completed FAFSA and a GPA Verification Form prior to the deadline, in order to be considered. Cal Grant deadline for Dream Act applicants is March; the additional September 2nd deadline does not apply to these students.
|Cal Grant B Access - Disbursement Eligibility *|
|0-5.5 units (Less than Half-time)||Not Eligible|
|6-8.5 units (Half-Time)||50%|
|9-11.5 units (Three Quarter-Time)||75%|
|12+ units (Full time)||100%|
|*Eligibility is based on enrolled units at the time of disbursement preparation. Late start classes do not count until the class begins.|
Financial aid for students under the California Dream Act began in January 2013. Beginning the 2013-2014 academic year eligible AB 540 students can apply for Cal Grant awards and BOGW Fee Waiver. Students can apply for method C BOGW Fee Waiver through the California Dream Act Application. For more information on the California Dream Act, please see the information below:
The California Chafee Grant is an additional grant for current or former California foster youth to help pay for college or career and technical training. Chafee Grants don’t have to be paid back.
The Full-Time Student Success Grant (FTSSG) is a new state grant that will be awarded to Cal Grant B students who are paid for full-time enrollment (12 or more payable units). The maximum award amount is $600.00 ($300 for the Fall semester and $300 for the Spring semester). Students do not need to apply for this grant, the Financial Aid department will determine your qualification.